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870 Breckenboro Road , Davis, IL 61019.
Stunning 5,500 sq. ft. Custom LAKEFRONT Home! Exceptional lake living awaits in this one-of-a-kind property featuring a brand-new steel seawall and concrete patio (2024). Designed for both luxury and function, the main floor boasts a private office, spacious primary suite with a glass block shower, jetted soaker tub, and walk-in closets, plus beautiful custom wood flooring throughout. Enjoy convenience with main floor laundry and an additional mudroom. The open-concept kitchen and living room impress with vaulted ceilings, floor-to-ceiling windows showcasing breathtaking lake views, and a dramatic stone fireplace as the centerpiece. Upstairs, a loft with a half bath offers flexible living space. The walk-out lower level features radiant heated floors, a second full kitchen, three additional bedrooms, home gym, solarium, and a family room highlighted by a stunning three-sided stone fireplace. Car enthusiasts will love the heated, insulated 5.5-car garage. Other updates include a new roof (2020) and new furnace and central air (2025). Outdoors, enjoy panoramic lake views from the maintenance-free deck, gather on the patio, or head down to the brand-new steel seawall (2024) and shoreline. The boat is negotiable, making it the perfect opportunity to step right into the luxury lake lifestyle. Just a short stroll to the shoreline-this home is truly a rare find! Enjoy access to all of the community amenities Lake Summerset has to offer! Don't miss your chance to own a rare lakefront gem in Lake Summerset-where every day feels like a vacation! Located in the gated Lake Summerset community-known for its 285-acre stocked lake-residents enjoy two beaches, marinas, a heated pool, splash pad, tennis, pickleball, disc golf, a dog park, playgrounds, and year-round events. Just 30minutes from Rockford, Freeport, and Monroe WI, and 90 minutes from Chicago via I-90.
MLS ID: 12593915
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870 Breckenboro Road , Davis, IL 61019.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $749,900 | $749,900 | $749,900 |
| Down Payment | $149,980 | $26,247 | $187,475 |
| Monthly Mortgage Amount | $3,549 | $4,297 | $4,558 |
| Taxes | $1044 | $1044 | $1044 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $330 | $0 |
| Monthly Estimated Total | $4,812 | $5,890 | $5,821 |