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610 W Jefferson Avenue, Naperville, IL 60540.
Downtown Naperville | 3,962 Total Finished Sq Ft Location, lifestyle, and timeless charm come together in this classic brick Cape Cod situated on a .25-acre lot in the heart of Naperville. Dreaming of being close to shops, restaurants, and recreation? 610 Jefferson Ave offers an unbeatable location-just three blocks to Nichols Library, one block to Centennial Beach, and one block to the Riverwalk path. Commuting to downtown Chicago is convenient with the Naperville Metra station just minutes away. Make it a weekly tradition to stroll over to one of the many nearby restaurants on Jefferson for dinner. Still want a yard in the city? This home features a beautiful, fully fenced backyard with mature shade trees, a paver patio, and a play set-perfect for relaxing or entertaining. Step inside and you're welcomed by a bright and spacious transitional room, currently used as a dining room. The open kitchen features white cabinetry, black appliances, and a center island, creating a cheerful space for cooking and gathering. The main level also includes a private 5th bedroom or office and a full bathroom. Looking to unwind? Head into the comfortable family room, pour a drink from the wet bar, and relax by the fire. Upstairs you'll find four bedrooms, two full bathrooms, and a charming loft/alcove-perfect for a reading nook or desk by the window. The finished basement adds even more living space with a fourth full bathroom, recreation room, exercise area, and office or craft room. Additional updates include: * Two-car plus garage built in 2015 * New roof in 2024 * Dual-zone heating and cooling systems replaced in 2024 * Fresh paint throughout * Basement carpet recently refreshed This move-in ready home combines character, space, and an unbeatable downtown location. Schedule your showing today!
MLS ID: 12586769
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610 W Jefferson Avenue, Naperville, IL 60540.

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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $1,200,000 | $1,200,000 | $1,200,000 |
| Down Payment | $42,000 | $0 | $240,000 |
| Monthly Mortgage Amount | $6,970 | $7,251 | $5,602 |
| Taxes | $1670 | $1670 | $1670 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $720 | $0 | $0 |
| Monthly Estimated Total | $9,710 | $9,271 | $7,622 |