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324 Sumner Street Waterloo, IA 50703 • Residential - Single Family • Active

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Description

Affordable opportunity in Waterloo! This 3-bedroom, 1-bath home offers immediate functionality for first time home buyers or investors looking for their next portfolio add. Interior features include open kitchen with breakfast bar and dining with new flooring, natural woodwork, a spacious living area, large bedrooms. A covered front porch, enclosed mudroom, and large backyard provide inviting outdoor space. The unfinished basement includes laundry hookups, ample storage, and space for additional living area. Located across from a church and minutes from schools and amenities, this property offers consistent rental demand and long-term growth potential. A great option for investors or first-time homebuyers seeking affordability, space, and future potential.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,011
Built in 1899
Elementary School: Cunningham
High School: East
Middle School: Carver Academy

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,011
County: Black Hawk
High School: East
Listed By:
Keller Williams Legacy Group 319-423-4139 Stacey Dlouhy
Cedar Rapids MLS
$89,500
Est. $643/mo
3beds
1baths
1,011sqft
Active
BEDS3 BATHS1 full SQUARE FEET1,011 MLS#2601256
STATUSActive PROPERTY TYPEResidential - Single Family
Get In Touch

Get in Touch

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Shown By

Agent Name: Bob Kelly
 Agent Phone: (563) 650-2168
 Agency Title: Ruhl&Ruhl Realtors
 Agent Email:

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324 Sumner Street, Waterloo, IA 50703.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $89,500$89,500$89,500
Down Payment $17,900$3,133$22,375
Monthly Mortgage Amount $418$506$544
Taxes $125$125$125
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$39$0
Monthly Estimated Total $643$770$769

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About this area

Iowa/Waterloo
Waterloo

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/11/2026. The listing information on this page last changed on 03/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/11/2026 6:25:09 AM EST) or MRED MLS (last updated Tue 03/10/2026 5:33:37 PM EST) or SCWMLS (last updated Tue 03/10/2026 11:54:52 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/10/2026 10:15:23 PM EST) or Cedar Rapids MLS (last updated Tue 03/10/2026 10:44:37 PM EST) or NEIRBR MLS (last updated Wed 03/11/2026 1:18:49 AM EST) or ICAAR MLS (last updated Tue 03/10/2026 11:37:37 PM EST) or ECIMLS (last updated Tue 03/10/2026 11:44:20 PM EST) or RMLSA (last updated Wed 03/11/2026 1:11:03 AM EST) or Muscatine MLS (last updated Wed 03/11/2026 2:00:25 AM EST) or No Coast MLS (last updated Wed 03/11/2026 12:44:29 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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