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2038 Highland Avenue, Wilmette, IL 60091.
This beautifully designed 4-bedroom (1 bedroom down), 2.1-bath home sits in one of Wilmette's most sought-after neighborhoods, within the coveted McKenzie school district. It truly lives like a ranch, with the added incredible lower level that completely elevates the home. The main level offers an open, airy flow with a stunning living and dining space featuring vaulted ceilings with warm wood beams and a dramatic floor-to-ceiling stone fireplace, the kind of space that instantly feels like home. The kitchen is both stylish and functional, with updated cabinetry, stainless steel appliances, and a rich slate floor, plus room to gather and eat in. Three well-proportioned bedrooms complete the main level, all with hardwood floors making it move-in ready. Most importantly, all the necessary updates have been done, from roof, to exterior paint, HVAC, waterproofing, the list continues. What truly sets this home apart is the lower level. This is not your typical basement, it's bright, expansive, and fully connected to the outdoors with direct access to the backyard and brick patio. It offers a large recreation room, a fourth bedroom and an additional flexible space perfect for a home office, gym, or both. There's incredible storage as well, making everyday living easy and organized. This is the space everyone will naturally gravitate toward-whether it's movie nights, workouts, or just unwinding. Set on a quiet, tree-lined street just blocks from the train, schools, parks, and town, this home checks every box. A rare opportunity in a location that's always in demand.
MLS ID: 12619267
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2038 Highland Avenue, Wilmette, IL 60091.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $848,888 | $848,888 | $848,888 |
| Down Payment | $169,778 | $29,711 | $212,222 |
| Monthly Mortgage Amount | $4,017 | $5,065 | $5,160 |
| Taxes | $1181 | $1181 | $1181 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $373 | $0 |
| Monthly Estimated Total | $5,446 | $6,867 | $6,589 |
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