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186 Lake Summerset Road , Davis, IL 61019.
Move-in ready 4 bedroom ranch with walkout basement in Lake Summerset featuring 2 full baths and 1 half bath with a finished lower level and full exposure. The main level offers vaulted ceilings and an open floor plan connecting the updated kitchen & appliances 2024 and living room, plus the convenience of first floor laundry. Recent updates include kitchen improvements, new flooring, and fresh paint, making this home truly turn-key. Enjoy outdoor living on the wrap-around deck and screened porch overlooking peaceful views, with the property backing to farmland and offering privacy on both sides. Newer siding, sliding glass doors, and some new windows. Located in the gated Lake Summerset community with access to a private lake, beach, pool, playgrounds, tennis and pickleball courts, basketball courts, frisbee golf, and more
MLS ID: 12590393
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186 Lake Summerset Road , Davis, IL 61019.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $365,000 | $365,000 | $365,000 |
| Down Payment | $73,000 | $12,775 | $91,250 |
| Monthly Mortgage Amount | $1,727 | $2,091 | $2,219 |
| Taxes | $508 | $508 | $508 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $160 | $0 |
| Monthly Estimated Total | $2,341 | $2,865 | $2,833 |