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16245 N Mccauley Lane, Mt Vernon, IL 62864.
Welcome to 16245 McCauley Lane in Mt. Vernon, IL-country living with serious extras in the Field School District! This 3 bedroom, 2 bathroom home offers a bright open floor plan with spacious hallways, a large living area, and dining space that flows perfectly for everyday life or hosting. The impressive kitchen features stainless steel appliances, a large island, and plenty of workspace and storage. The primary suite is set up right with a generous walk-in closet and a private bath showcasing a huge, low-threshold walk-in tile shower. Enjoy morning coffee on the welcoming front porch while watching local wildlife, then unwind in the enclosed back porch with tons of windows and natural light. You'll love the large 2-car garage, plus geothermal heating and air for efficient comfort. Need peace of mind? There's an above-ground concrete and steel tornado shelter on site that comfortably fits 10. And the showstopper: a 55' x 62' pole barn with a 14' sliding door, 12' overhead door, overhead hoist, heated 1/2 bath, dedicated tool room, office, and upstairs storage areas-perfect for hobbies, business, equipment, or serious storage. If you've been searching for a country setting with space, function, and a top-tier outbuilding-this one delivers.
MLS ID: PA1263690
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16245 N Mccauley Lane, Mt Vernon, IL 62864.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $325,000 | $325,000 | $325,000 |
| Down Payment | $65,000 | $11,375 | $81,250 |
| Monthly Mortgage Amount | $1,538 | $1,862 | $1,976 |
| Taxes | $452 | $452 | $452 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $143 | $0 |
| Monthly Estimated Total | $2,090 | $2,557 | $2,528 |